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MVFCU Rates
Effective April 1, 2010

Range	Grade of Paper		Rates All Unsecured Loans	Rates All used secured, Non-Real Estate Loans (Autos, Boats, Motorcycles, ect.)				Rates All New (2 Years & newer) Secured Non-Real Estate Loans (Autos, Boats, Motorcycles ect.)
				24	36	48	60	24	36	48	60	72	84
			Suggest Floor Rate
730+	Platinum		8.95%	5.00%	5.09%	5.21%	5.45%	4.23%	4.30%	4.49%	4.90%	5.29%	6.29%
680-729 (+.50)	A		9.45%	5.50%	5.59%	5.71%	5.95%	4.73%	4.80%	4.99%	5.40%	5.79%	6.79%
640-679(+1.50)	B		10.45%	5.50%	6.59%	6.71%	6.95%	5.73%	5.80%	5.99%	6.40%	6.79%	7.79%
600-639 (+3.25)	C		12.20%	8.25%	8.34%	8.46%	8.70%	7.48%	7.55%	7.74%	8.15%	8.54%
550-599 (+5.50)	D		14.45%	10.50%	10.59%	10.71%	10.95%	9.73%	9.80%	9.99%	10.50%
549 or less (+9.50)	E		18.00%	14.50%	14.59%	14.71%	14.95%	13.73%	13.80%	13.99%	14.40%

 MVFCU Share Rates                                                 
Effective April 1, 2010

Shares			Club Account		Checking		Share Certificates
Amount	Rate	Yield	Rate	Yield	Rate	Yield	Term	Rate	Yield	Term	Rate	Yield
$100-$500	0.45%	0.451%	0.45%	0.451%	0.25%	0.25%	6 mo. $1,000	1.300%	1.308%	18 mo. $5,000	1.500%	1.510%
$501-$1500	0.85%	0.853%	IRA (500 minimum)				12 mo.$1,000	1.400%	1.409%	24 mo. $5,000	1.800%	1.815%
$1501 +	1.00%	1.005%	1.00%	1.005%			12 mo. $10,000	1.500%	1.510%
Money Market $2,500 minimim			1.10%	1.106%			36 mo. $5,000.00	2.5000%	2.529%
IRA Certificate Minimum opening Balance is $5,000

Share Secured Loan Rate lowest tier rate + 3.5 OR 4.75% whichever is greater.     
The Car Buyer's Helpline 800-836-4333; fax 518-383-8927  
CUC Mortgage 1-800-342-9835   
Visa 800-872-1712