As a member, you actually own a share of the credit union and that’s why savings are called shares. Take advantage of a variety of savings and investment products offered to satisfy your personal short and long term savings goals:
Share Draft (checking) Accounts
- NO monthly service charge
- NO per check charge
- NO minimum balance charge
- Overdraft Protection available
- Debit/ATM card available
- Duplicate checks
Access your account 24 hours a day 7 days a week with the following services:
- Internet access, allow you to check your balances, transfer money, review your account transactions 24/7
- Co-op ATM card, allows you access to your account for deposits, withdrawals, transfers and balance inquiries at thousands of locations across town or across the country.
- “ART” Audio Response Teller allows you to check balances, transfer money, review your account transactions; see if a check has cleared. Toll number 1-888-688-MVCU (6828), local 793-2242 or 793-2245.
Electronic Bill Pay
- Pay your bills online
- It's free
- No hassle
- No stamps
- No envelopes
The CarBuyer’s Helpline
- When you want to buy a car, call The CarBuyer’s Helpline. They will represent you and negotiate the lowest possible price for you!
- The credit union will refund the initial fee when you finance with us.
Don’t stand in line during your lunch hour arrange to use one of the following services:
- Direct Deposit of Payroll, Social Security, Civil Service and Retirement Checks.
- Payroll Deposit
These services are convenient, safe and you’ll have access to your money that morning.
- The credit union has loans to fit almost any need
- New & Used Auto Loans
- Signature Loans
- Visa Credit Card
- 1st Mortgage & Refinance
- Home Equity Line of Credit
- Share Draft/Checking Line of Credit
Visa Gift Cards:
- Give the gift of choice
- $10.00 - $500.00 range
The National Credit Union Administration Share Insurance Fund (NCUASIF) insures all accounts at the Mohawk Valley FCU, up to $100,000.00. You can trust the fact that your money is safe with us.
State Office Building
207 Genesee St.
Utica, NY 13501
Fax: (315) 793-2685
Hours: Mon-Fri: 9:00am-3:30pm
PO Box 375 9212 River Rd.
Marcy, NY 13403
Hours: Mon-Fri: 7:30am-4:30pm