What's New
Express Services
About Us
Contact Us





As a member, you actually own a share of the credit union and that’s why savings are called shares. Take advantage of a variety of savings and investment products offered to satisfy your personal short and long term savings goals:

Share Draft (checking) Accounts

  • NO monthly service charge
  • NO per check charge
  • NO minimum balance charge
  • Overdraft Protection available
  • Debit/ATM card available
  • Duplicate checks

Access your account 24 hours a day 7 days a week with the following services:

  • Internet access, allow you to check your balances, transfer money, review your account transactions 24/7
  • Co-op ATM card, allows you access to your account for deposits, withdrawals, transfers and balance inquiries at thousands of locations across town or across the country.
  • “ART” Audio Response Teller allows you to check balances, transfer money, review your account transactions; see if a check has cleared. Toll number 1-888-688-MVCU (6828), local 793-2242 or 793-2245.

Electronic Bill Pay

  • Pay your bills online
  • It's free
  • No hassle
  • No stamps
  • No envelopes

The CarBuyer’s Helpline

  • When you want to buy a car, call The CarBuyer’s Helpline. They will represent you and negotiate the lowest possible price for you!
  • The credit union will refund the initial fee when you finance with us.

Don’t stand in line during your lunch hour arrange to use one of the following services:

  • Direct Deposit of Payroll, Social Security, Civil Service and Retirement Checks.
  • Payroll Deposit

These services are convenient, safe and you’ll have access to your money that morning.


  • The credit union has loans to fit almost any need
  • New & Used Auto Loans
  • Signature Loans
  • Visa Credit Card
  • 1st Mortgage & Refinance
  • Home Equity Line of Credit
  • Share Draft/Checking Line of Credit

Visa Gift Cards:

  • Give the gift of choice
  • $10.00 - $500.00 range

The National Credit Union Administration Share Insurance Fund (NCUASIF) insures all accounts at the Mohawk Valley FCU, up to $100,000.00. You can trust the fact that your money is safe with us.


State Office Building
207 Genesee St.
Utica, NY 13501
Tel: (315)793-2214
Fax: (315) 793-2685
Hours: Mon-Fri: 9:00am-3:30pm

Marcy Branch
PO Box 375 9212 River Rd.
Marcy, NY 13403
Tel:  (315)624-2950
Fax:  (315)624-2954
Hours: Mon-Fri: 7:30am-4:30pm

Share/Savings Accounts

[ Home | Rates | Product/Services | What's New | Express Services | About Us | Contact Us ]

Privacy Policy
Notices, Terms, and Conditions
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright Harland Financial Solutions, Inc. All Rights Reserved.